• Collector Cars  People who own collector cars are as unique as the cars they covet. Standard auto insurance does not address the special needs of these specialty automobiles. Collector Car Insurance is usually significantly less expensive than standard auto insurance and offers "agreed value" on the covered vehicle.
  • Agreed Value  Depreciation is a major consideration when purchasing a vehicle. If your vehicle suffers a total loss, you could stand to lose thousands of dollars to depreciation in your settlement. You may even end up owing money. With Agreed Value, you don't have to worry about depreciation because you and the insurance company agree on an amount for your vehicle before a loss occurs and if you suffer a total loss, they pay that exact amount; no more, and no less.
  • Motorcycles & ATV's  Many states do not require insurance for motorcycles and ATV's. This doesn't mean that it's not important. If you are struck while riding a motorcycle by an uninsured motorist, who is going to pay for your injuries and repairs to your bike. Many motorcycles and ATV's are as expensive, and sometime more expensive than the cars we own. We offer options for motorcycle and ATV owners.
  • RV's and Trailers  RV's and trailers are usually not continuously used like your daily commuter. Our insurance carriers know this and in turn the premiums reflect the small amount of use that these types of vehicles get.
  • High Performance Vehicles  High performance vehicles are not always accepted by standard insurance companies. We utilize companies that allow us to write any type of vehicle.